:root {
  --color-navy: #16233A;
  --color-navy-light: #223350;
  --color-cream: #F6F4EF;
  --color-cream-dark: #ECE8DE;
  --color-slate: #5C6B7A;
  --color-bronze: #A9835A;
  --color-bronze-dark: #8C6C46;
  --color-text: #17222E;
  --color-border: #DEDACD;
  --font-display: "Fraunces", Georgia, serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --max-width: 1160px;
  --radius: 4px;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-cream);
  line-height: 1.6;
  font-size: 16px;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
  background: var(--color-navy);
  color: #fff;
  padding: 10px 16px;
  z-index: 999;
}

.skip-link:focus {
  left: 12px;
  top: 12px;
}

header.site-header {
  background: var(--color-cream);
  border-bottom: 1px solid var(--color-border);
  position: sticky;
  top: 0;
  z-index: 100;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 24px;
  max-width: var(--max-width);
  margin: 0 auto;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
}

.brand-logo {
  width: 40px;
  height: 40px;
  object-fit: contain;
  flex-shrink: 0;
}

.brand-text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}

.brand-name {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--color-navy);
  letter-spacing: 0.01em;
}

.brand-tag {
  font-size: 0.68rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-slate);
}

nav.main-nav ul {
  list-style: none;
  display: flex;
  gap: 30px;
}

nav.main-nav a {
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--color-navy);
  padding: 6px 2px;
  border-bottom: 2px solid transparent;
  transition: border-color 0.2s ease, color 0.2s ease;
}

nav.main-nav a:hover,
nav.main-nav a[aria-current="page"] {
  border-bottom-color: var(--color-bronze);
}

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 8px 10px;
  font-size: 1.3rem;
  color: var(--color-navy);
}

.hero {
  padding: 76px 0 88px;
  background: linear-gradient(180deg, var(--color-cream) 0%, var(--color-cream-dark) 100%);
  border-bottom: 1px solid var(--color-border);
  overflow: hidden;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-bronze-dark);
  font-weight: 600;
  margin-bottom: 18px;
}

.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(2.1rem, 4.2vw, 3.15rem);
  font-weight: 600;
  line-height: 1.12;
  color: var(--color-navy);
  margin-bottom: 22px;
}

.hero p.lede {
  font-size: 1.08rem;
  color: var(--color-slate);
  max-width: 46ch;
  margin-bottom: 30px;
}

.button-row {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.94rem;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.15s ease, background 0.2s ease, color 0.2s ease;
}

.btn-primary {
  background: var(--color-navy);
  color: #fff;
}

.btn-primary:hover {
  background: var(--color-navy-light);
}

.btn-outline {
  background: transparent;
  border-color: var(--color-navy);
  color: var(--color-navy);
}

.btn-outline:hover {
  background: var(--color-navy);
  color: #fff;
}

.hero-visual {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: 0 24px 60px -24px rgba(22, 35, 58, 0.35);
}

.hero-visual img {
  width: 100%;
  height: 420px;
  object-fit: cover;
}

.hero-visual::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(22,35,58,0) 40%, rgba(22,35,58,0.55) 100%);
}

.hero-stat-card {
  position: absolute;
  bottom: 18px;
  left: 18px;
  right: 18px;
  z-index: 2;
  background: rgba(246, 244, 239, 0.94);
  border-radius: var(--radius);
  padding: 16px 18px;
  display: flex;
  gap: 22px;
}

.hero-stat-card div strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1.3rem;
  color: var(--color-navy);
}

.hero-stat-card div span {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-slate);
}

section {
  padding: 84px 0;
}

.section-alt {
  background: #fff;
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.section-head {
  max-width: 640px;
  margin-bottom: 48px;
}

.section-head .eyebrow {
  margin-bottom: 14px;
}

.section-head h2 {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3vw, 2.3rem);
  color: var(--color-navy);
  font-weight: 600;
  margin-bottom: 14px;
}

.section-head p {
  color: var(--color-slate);
  font-size: 1.02rem;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}

.card {
  background: var(--color-cream);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 30px 26px;
}

.section-alt .card {
  background: var(--color-cream);
}

.card i {
  font-size: 1.7rem;
  color: var(--color-bronze-dark);
  margin-bottom: 16px;
  display: inline-block;
}

.card h3 {
  font-family: var(--font-display);
  font-size: 1.15rem;
  color: var(--color-navy);
  margin-bottom: 10px;
  font-weight: 600;
}

.card p {
  color: var(--color-slate);
  font-size: 0.95rem;
}

.process-list {
  counter-reset: step;
  list-style: none;
  display: grid;
  gap: 22px;
}

.process-list li {
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 20px;
  align-items: start;
  padding-bottom: 22px;
  border-bottom: 1px solid var(--color-border);
}

.process-list li:last-child {
  border-bottom: none;
}

.process-list li::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--color-bronze-dark);
  font-weight: 600;
}

.process-list h3 {
  font-family: var(--font-display);
  color: var(--color-navy);
  margin-bottom: 6px;
  font-size: 1.05rem;
}

.process-list p {
  color: var(--color-slate);
  font-size: 0.95rem;
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}

.split img {
  border-radius: var(--radius);
  width: 100%;
  height: 380px;
  object-fit: cover;
}

.disclosure {
  background: var(--color-navy);
  color: #E7E2D6;
  padding: 60px 0;
}

.disclosure .container {
  display: flex;
  gap: 18px;
  align-items: flex-start;
  max-width: 900px;
}

.disclosure i {
  font-size: 1.6rem;
  color: var(--color-bronze);
  margin-top: 3px;
  flex-shrink: 0;
}

.disclosure h3 {
  font-family: var(--font-display);
  margin-bottom: 8px;
  font-size: 1.2rem;
}

.disclosure p {
  color: #C7CCD4;
  font-size: 0.93rem;
}

footer.site-footer {
  background: var(--color-navy);
  color: #C7CCD4;
  padding: 60px 0 28px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}

.footer-brand .brand-name {
  color: #fff;
}

.footer-brand p {
  margin-top: 14px;
  font-size: 0.88rem;
  color: #A6ADB8;
  max-width: 32ch;
}

.footer-col h4 {
  color: #fff;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 16px;
}

.footer-col ul {
  list-style: none;
  display: grid;
  gap: 10px;
}

.footer-col a {
  font-size: 0.9rem;
  color: #C7CCD4;
  transition: color 0.2s ease;
}

.footer-col a:hover {
  color: var(--color-bronze);
}

.footer-col li {
  display: flex;
  gap: 8px;
  align-items: flex-start;
  font-size: 0.9rem;
}

.footer-bottom {
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.8rem;
  color: #8A93A0;
}

.page-hero {
  padding: 56px 0;
  background: var(--color-cream-dark);
  border-bottom: 1px solid var(--color-border);
}

.page-hero .eyebrow {
  margin-bottom: 12px;
}

.page-hero h1 {
  font-family: var(--font-display);
  font-size: clamp(1.9rem, 3.6vw, 2.7rem);
  color: var(--color-navy);
  font-weight: 600;
}

.page-hero p {
  color: var(--color-slate);
  max-width: 60ch;
  margin-top: 12px;
}

.legal-body {
  max-width: 780px;
}

.legal-body h2 {
  font-family: var(--font-display);
  color: var(--color-navy);
  font-size: 1.35rem;
  margin: 36px 0 12px;
}

.legal-body h2:first-child {
  margin-top: 0;
}

.legal-body p,
.legal-body li {
  color: var(--color-slate);
  font-size: 0.97rem;
  margin-bottom: 10px;
}

.legal-body ul {
  padding-left: 20px;
  margin-bottom: 14px;
}

.legal-body strong {
  color: var(--color-text);
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 48px;
  align-items: start;
}

.contact-info-card {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 30px;
}

.contact-info-card h3 {
  font-family: var(--font-display);
  color: var(--color-navy);
  margin-bottom: 20px;
  font-size: 1.1rem;
}

.contact-info-card ul {
  list-style: none;
  display: grid;
  gap: 18px;
}

.contact-info-card li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  font-size: 0.94rem;
  color: var(--color-slate);
}

.contact-info-card i {
  font-size: 1.25rem;
  color: var(--color-bronze-dark);
  margin-top: 2px;
}

.contact-info-card strong {
  color: var(--color-text);
  display: block;
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 2px;
}

form.contact-form {
  display: grid;
  gap: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.field {
  display: grid;
  gap: 6px;
}

.field label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-navy);
}

.field input,
.field select,
.field textarea {
  font-family: var(--font-body);
  font-size: 0.95rem;
  padding: 12px 14px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  background: #fff;
  color: var(--color-text);
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: 2px solid var(--color-bronze);
  outline-offset: 1px;
}

.field-checkbox {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 0.86rem;
  color: var(--color-slate);
}

.field-checkbox input {
  margin-top: 3px;
}

.form-note {
  font-size: 0.82rem;
  color: var(--color-slate);
}

.form-success {
  display: none;
  background: #EAF3EA;
  border: 1px solid #C4DDC4;
  color: #2F5B33;
  padding: 14px 16px;
  border-radius: var(--radius);
  font-size: 0.92rem;
  gap: 10px;
  align-items: center;
}

.form-success.visible {
  display: flex;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 200;
  background: var(--color-navy);
  color: #E7E2D6;
  padding: 20px 24px;
  display: none;
}

.cookie-banner.visible {
  display: block;
}

.cookie-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}

.cookie-inner p {
  font-size: 0.88rem;
  color: #C7CCD4;
  max-width: 62ch;
}

.cookie-inner a {
  color: var(--color-bronze);
  text-decoration: underline;
}

.cookie-actions {
  display: flex;
  gap: 12px;
  flex-shrink: 0;
}

.btn-sm {
  padding: 10px 18px;
  font-size: 0.85rem;
}

.btn-ghost {
  background: transparent;
  border: 1px solid rgba(255,255,255,0.3);
  color: #E7E2D6;
}

.btn-ghost:hover {
  border-color: #fff;
}

@media (max-width: 900px) {
  .hero-inner,
  .split,
  .contact-grid {
    grid-template-columns: 1fr;
  }
  .grid-3 {
    grid-template-columns: 1fr 1fr;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 720px) {
  nav.main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--color-cream);
    border-bottom: 1px solid var(--color-border);
    padding: 12px 24px 20px;
  }
  nav.main-nav.open {
    display: block;
  }
  nav.main-nav ul {
    flex-direction: column;
    gap: 14px;
  }
  .nav-toggle {
    display: block;
  }
  .grid-3,
  .grid-2,
  .footer-grid,
  .form-row {
    grid-template-columns: 1fr;
  }
  .disclosure .container {
    flex-direction: column;
  }
  section {
    padding: 56px 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  * {
    scroll-behavior: auto !important;
    transition: none !important;
  }
}